Many people use online banking, mobile wallets, and apps to send and receive money. This is very fast and easy. You can pay bills, buy things, and even transfer money without going to a bank. But using money online can be risky. Hackers and fraudsters can steal your money or personal information if you are not careful. It is very important to know how to keep your money safe online. Here is how:
- Use strong passwords which is long and have letters, numbers, and symbols.
- Never share your password or OTP with anyone.
- Always log out from apps and websites after using them, especially on shared or public devices.
- Check whether the websites or apps are safe.
- Do not click on unknown links in emails, messages, or social media.
- Use two-factor authentication.
- Check your bank statements and transaction history often.
- Do not use public Wi-Fi for financial transactions.
- Research about the latest online fraud and scams.
Being careful and staying aware will help you keep your money safe while using online payments.