If you want to use your money wisely, setting a financial goal is truly important. This will help you know what to do with your money.
Intention
First, it is necessary to decide what you want to achieve. Write it down clearly. For example, “I want to save ₹10,000 in six months to buy a laptop.” This will help you stay motivated.
Planning
Divide your goal into small steps. Calculate the amount that you need to save every month. For example, to save ₹ 10,000 in six months, you must save roughly ₹ 1,700 every month. Choose safe ways to save or invest to grow your money.
Action
Work hard to achieve your goal. Start saving or investing regularly. Check your progress every month. If you fall behind, adjust your plan. Do not give up. Avoid unnecessary expenses.
This approach to planning helps you manage your money wisely and prepare for a strong financial future.